Who we are 

We, The Modern Reference, a Luxembourg entity, located 21 rue Glesener, L-1631  Luxembourg, registered at the Luxembourg trade and companies register under the number  A46902, business licence number 10192784/0, operate this website (“Website”):  www.themodernreference.com. 

Please remember that throughout these terms when we mention “We”, “Us” or “Our”, We mean  The Modern Reference. When We refer to “you” We mean the user of Our Website. 

About these terms and conditions 

You are reading the terms and conditions for the use of Our Website. By using Our site, you  confirm that you accept these terms of use and that you agree to comply with them. Your  acceptance of these terms and conditions is made by you using Our Website and is dated to  your first use of the Website. If you do not accept these terms and conditions or any part of  them you should stop using Our Website immediately. 

We reserve the right to make changes to these terms and conditions from time to time which  will take effect from the date of posting on Our Website. Every time you wish to use Our site,  please check these terms to ensure you understand the terms that apply at that time. Your  continued use of the Website will constitute your acceptance of any changes to these terms  and conditions. 

We may also update and change Our Website from time to time to reflect changes to Our  products, Our users' needs and Our business priorities. 

We may from time to time display additional terms and conditions on the Website - for example  in connection with a specific promotion or in connection with the sale of goods or services. If  the terms and conditions for use of the Website should conflict in any way with such additional  terms then the additional terms will prevail. 

About copyright and intellectual property rights in Our Website 

For the purposes of these terms and conditions the expression “Website Information” means  the images, graphics, text, applets and scripts operating, operating in, or which form part of,  this Website. 

All intellectual property rights (including, without limitation, copyright) in the Website  Information are owned by Us or relevant third parties which have authorised Us to use these  intellectual property rights. 

You may view Website Information in a web browser for private browsing purposes only. You  may not make a copy of the Website Information or any part of it for any other purpose without  Our prior written consent, which may be granted at Our sole discretion (or where We do not  own the intellectual property rights, We will direct you to the owner themselves for such  consent). Nothing in these terms and conditions or on this Website constitutes a license to use  or copy the Website Information.

We may publish on the Website images or text in which the intellectual property rights is not  owned by Us or which is not owned completely by Us but for which we are an authorized user.  Where this is done, and where practicable, We mention the owner of the intellectual property  rights. 

About the accuracy of the Website information 

This section should be read together with, and subject to, the section below entitled “Further  Information about Our liability to you”. 

The Website Information is provided “as is” and We make no representation, endorsement or  warranty as to its accuracy. We will not be liable for any action taken (or not taken) in reliance  upon the Website Information and such action is taken entirely at your own risk. We reserve  the right to make any changes to the Website Information without notice and without liability to  you. 

External websites to which We provide hypertext links are not under Our control and We take  no responsibility for them and shall not be liable in any way for their content. 

This Website, like any other, is susceptible to cyber-squatting and vandalism. We do not accept  any responsibility for, nor liability in respect of, any information which appears on this website  as a result of such actions. 

Certain services provided by the Website depend on information provided by you and those  services depend on the accuracy of such input information. We can therefore accept no  responsibility for, nor any liability in respect of, the input of inaccurate information to this  Website by you and/or any third parties. 

Should you find any inaccurate information on this Website or have any complaint about what  We have published on this Website please contact Us at hello@themodernreference.com 

We will investigate such reports or complaints on receipt and take such action which we, in  Our sole discretion, determine as being appropriate having regard to all the circumstances. 

About the internet, service Interruption, viruses etc. 

We and all other web publishers have no control over the Internet, which is a global public  network of computers and the method by which you access the Website. As a consequence  and in common with most web publishers We take no responsibility for service interruption or  the transmission of viruses or other malicious computer code through Our Website. 

About personal information and Our privacy policy 

We have a separate Privacy Policy which relates to Our use of your personal information or  Our use of cookies. We would encourage you to read Our Privacy Policy and Our Cookies  Policy, both available on the Website.  

Further information about Our liability to you 

So far as lawfully possible, We exclude all liability to you to extend permitted by any applicable  law. We also exclude liability for any consequential or indirect loss which may be caused to  you by Us. Notwithstanding any other provision of these terms and conditions, nothing in these  terms and conditions shall, or shall be construed as purporting to, exclude or restrict liability in 

respect of death or personal injury for breach of duty arising in the course of business or from  the occupation of business premises. 

About the law relating to these terms and conditions 

The laws of Luxembourg shall govern any interpretation of these terms and conditions. The  courts of Luxembourg-city shall have jurisdiction in any disputes between Us in respect of  these terms and conditions and the use of this Website.